The USDA loan program is designed to help provide low and moderate income homebuyers the opportunity to purchase safe and sanitary housing in eligible rural areas.
- Must meet regional income requirements as specified by the USDA.
(CLICK HERE for requirements)
- Available in areas designated and approved for rural housing by the USDA.
- Minimum credit score of 640.
- Buyer must personally occupy the dwelling as primary residence.
- Up to 100% loan to value available.